[Asia Top Brand] Hanwha Life Insurance Provides Coverage for 18 Diseases Including Cancer and Dementia

Practical and Beneficial GI Insurance

[Asia Economy Reporter Oh Hyung-gil] Hanwha Life has newly launched the 'Practical and Good GI (General Illness) Insurance,' which covers diseases such as cancer, cerebral hemorrhage, acute myocardial infarction, severe dementia, and disabilities resulting from these diseases.

This product expands the main contract coverage from the existing 8 diseases to 18 diseases, allowing coverage without selecting additional riders. Upon diagnosis of the covered diseases, 80% of the main contract insured amount is paid in advance, and the remaining 20% is paid to the bereaved family upon death.

The 18 diseases include cancer (excluding breast cancer and prostate cancer), cerebral hemorrhage, acute myocardial infarction, end-stage renal failure, end-stage chronic pulmonary disease, end-stage liver disease, disability in daily living activities, severe dementia, Lou Gehrig's disease, severe aplastic anemia, multiple sclerosis, severe lupus nephritis, coronary artery bypass surgery, aortic artificial blood vessel replacement surgery, heart valve surgery, five major organ transplants, severe burns, and severe corrosion.

Additionally, a rider that covers disabilities caused by diseases is included. When subscribing to the disease sequelae rider, a total of 94 disabilities across 13 body parts including eyes, nose, mouth, ears, arms, legs, and spine are covered according to the disability classification table. Mild motor disabilities caused by a herniated disc, artificial joint surgery due to arthritis, and cognitive disabilities in daily living caused by dementia are also covered if they correspond to the disability classification table specified in the policy.

Coverage for female diseases has also been strengthened. The female cancer coverage rider provides diagnosis funds for breast cancer and female reproductive organ cancers, as well as surgical funds related to mastectomy and breast reconstruction surgery due to breast cancer. The subscription age is from 15 to 65 years old.

This content was produced with the assistance of AI translation services.