[Asia Top Brand] Hana Financial Investment, 'Hana High Dividend Fintech Lab'... Investing in Stable High Dividend Stocks like Samsung Electronics

[Asia Economy Reporter Eunmo Koo] Hana Financial Investment's 'Hana High Dividend Financial Tech Lab' invests in Samsung Electronics, a leading domestic company, and financial stocks that pursue stable high dividends. The main investment targets are stocks of Samsung Electronics and the three major financial holding companies, or exchange-traded funds (ETFs) that include these stocks.

Samsung Electronics consists of business units with global competitiveness and continuously implements shareholder-friendly policies such as share buybacks and dividends. Recently, due to a sharp decline in stock prices, it is also attractive from a valuation perspective. Financial stocks have a stable business model with high entry barriers, and while their dividend yields are high, their price-to-book ratios (PBR) have fallen to historically low levels, increasing their investment appeal.

The main management strategy is investing using the price-to-book ratio (PBR) indicator. For Samsung Electronics, investment timing and weighting are adjusted by setting PBR ranges, and for financial stocks, if the KOSPI's PBR falls below a certain level, purchases are made in installments over a period for long-term investment.

Kwon Changjin, head of the Hana Financial Investment Lab Management Office, explained, "The spread of COVID-19 caused a sharp drop in the domestic stock market, creating a good opportunity to generate profits by investing in domestic companies. We created a product that can capture both growth and stability based on the increased valuation and dividend appeal of Samsung Electronics and financial stocks."

'Hana High Dividend Financial Tech Lab' is divided into upfront fee and installment types. The upfront fee type has a minimum subscription limit of 10 million KRW, with additional deposits and withdrawals possible above 5 million KRW, and fees include an upfront fee of 0.7% and an annual deferred fee of 1.0%. The installment type has a minimum subscription limit of 300,000 KRW, with additional deposits and withdrawals possible above 300,000 KRW, and an annual deferred fee of 1.2%. Partial withdrawals are only possible above the minimum subscription amount.

The contract period is initially one year and automatically renews annually, but customers can terminate early by paying an early termination fee. It is a discretionary investment contract managed per customer account, and past returns do not guarantee future returns; principal loss may occur depending on management results.

This content was produced with the assistance of AI translation services.