Shinhan Bank Revamps Lump-Sum Savings Service Recommending Installment Savings and Bond Funds

[Asia Economy Reporter Haeyoung Kwon] Shinhan Bank announced on the 27th that it has newly revamped its asset management service, 'Mokdon Maran Service,' which proposes installment portfolio combinations to help customers securely accumulate funds for their chosen purposes.

Launched in October last year, the Mokdon Maran Service recommends a portfolio combining savings and bond-type funds when customers select their goals and target amounts, such as "I need a car" (3 years, 20 million KRW) or "I need a break" (2 years, 3 million KRW). It is available in the My Assets menu of Shinhan SOL.

Shinhan Bank has upgraded the portfolio variable automatic transfer feature, which automatically adjusts the investment ratio in bond-type funds by increasing the proportion of stable short-term bonds as the target maturity date approaches. Through automatic rebalancing of long- and short-term bonds, it pursues stable returns while enhancing customer convenience in asset management.

Additionally, a new 'DIY Card' was introduced, allowing customers to set their own goals, and the goal card's image and animation features were added to enable intuitive goal confirmation.

A Shinhan Bank official said, "Starting with the Shinhan Mokdon Maran Service, which achieves target funds faster than savings and safer than stocks, we will continue to advance the service to provide differentiated investment experiences suitable for the zero interest rate era."

This content was produced with the assistance of AI translation services.