Naju-si Completes Renewal Enrollment for 'Citizen Safety Insurance'

[Asia Economy Honam Reporting Headquarters Reporter Kim Yukbong] Naju City, Jeollanam-do (Mayor Kang In-gyu) announced on the 11th that it has completed the renewal enrollment of the ‘Citizen Safety Insurance’ to support citizens who have suffered from unexpected accidents to respond stably.

Citizen Safety Insurance is a core safety policy of the city, which advocates building a safety-first city, and is a social security system that helps citizens who have suffered damage from various social disasters and natural disasters to quickly recover from accidents and regain stability.

All citizens residing in the jurisdiction according to the resident registration (including foreigners) are automatically enrolled, and overlapping coverage with individually subscribed insurance is also possible.

The city signed an operating contract for the Naju-type Citizen Safety Insurance with Hyundai Marine & Fire Insurance from the 3rd of this month to February 28 of next year, with a coverage period of one year.

The insurance coverage includes up to 10 million KRW for injury, death, or aftereffects caused by explosion, fire, collapse, or landslide; up to 2 million KRW for injury or death due to traffic accidents; and up to 10 million KRW for injury or death due to robbery, with insurance payments made within these limits.

Additionally, coverage is provided for accidents frequently occurring in rural areas, such as up to 10 million KRW for death or aftereffects caused by agricultural machinery accidents, and up to 10 million KRW for death caused by poisoning or exposure to toxic substances.

Furthermore, insurance payments are made within the coverage limits for ▲injury death or aftereffects of 2 million KRW ▲drowning death of 10 million KRW ▲natural disaster death of 10 million KRW ▲injuries caused by traffic accidents within school zones of 10 million KRW (applicable only to children under 12 years old).

However, according to Article 732 of the Commercial Act (Prohibition of contracts for those under 15 years old, etc.), compensation for ‘death due to accident’ is not provided for those under 15 years old.

To claim insurance benefits, contact Hyundai Marine & Fire Insurance when the incident occurs or submit the insurance claim form along with resident registration (or equivalent) certificate and other documents.

However, if the claim is not filed within three years from the date of the incident, the right to claim expires.

The city provides information about Citizen Safety Insurance directly to victims when accidents are reported so that they can benefit from it.

Due to COVID-19 prevention measures, the monthly Safety Inspection Day campaign held on the 4th of each month was suspended but will be held depending on the situation, and promotion will continue using available media such as the city hall website, neighborhood newsletters, and pamphlets.

Mayor Kang In-gyu said, “I hope that Citizen Safety Insurance will be a great help to citizens who suffer unexpected disaster and accident damage to smoothly recover and settle stably,” and added, “We will strengthen promotional activities so that citizens can understand the coverage and benefits, and do our best to build a safety-first city that protects the precious lives and property of citizens, a happy and safe Naju for the whole family.”

This content was produced with the assistance of AI translation services.