Yeonggwang-gun Enrolls in 'Citizen Safety Insurance' for Second Consecutive Year
[Asia Economy Honam Reporting Headquarters Reporter Jeon Seong] Yeonggwang-gun, Jeollanam-do (Governor Kim Jun-seong) has enrolled all residents in the "Resident Safety Insurance" this year.
According to the county on the 14th, the insurance was subscribed to from last year to alleviate the financial burden on residents from unexpected accidents during daily life, allowing residents facing difficulties to receive benefits.
The Resident Safety Insurance automatically enrolls all residents (including registered foreigners) without any separate procedures, and compensation can be received if the resident is registered in the county as of the accident date.
The coverage period is one year starting from the 1st of this month and will be renewed annually.
The main coverage includes death from natural disasters (including heatstroke and sunstroke), death by drowning accidents, personal mobility accident liability, school zone traffic accident injury treatment costs, and injuries or death caused by explosion, fire, collapse, landslide, public transportation use, robbery, and agricultural machinery accidents, with coverage up to 20 million KRW depending on the item.
This provides twice the benefit compared to other local governments, which offer up to 10 million KRW coverage.
To claim insurance benefits, the insured or legal heirs must submit a claim form and supporting documents to MG Insurance Co., Ltd. or the county Safety Management Division upon occurrence of an accident; payment is made after accident investigation and review.
However, according to Article 732 of the Commercial Act, death of persons under 15 years old is excluded from coverage.
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Governor Kim Jun-seong said, "I hope that residents suffering greatly from various disaster damages and safety accidents will overcome difficulties by receiving the benefits of safety insurance and that the region will be recognized as a safe and good place to live."
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