KB Financial Group Launches 'ONE KB' Package Product to Support SME Growth

Representative Products of Banks, Non-Life Insurance, Cards, and Capital Available with Various Preferential Benefits

[Asia Economy Reporter Kangwook Cho] KB Financial Group announced on the 3rd that it has launched the 'ONE KB' group package product, which offers diverse and practical preferential benefits on the most frequently used financial products by small and medium-sized enterprises (including sole proprietors) to actively support their growth.

The 'ONE KB' group package product exclusively for small and medium-sized enterprise customers is composed of representative financial products from KB Kookmin Bank, KB Insurance, KB Kookmin Card, and KB Capital, making it easier and more convenient for SME customers to check and use financial products from these four companies.

KB Kookmin Bank's 'ONE KB Corporate Preferential Loan' offers an additional preferential interest rate of up to 0.4%p compared to general products. It also supports up to 90% of the required funds for facility loans and allows a loan period of up to 20 years, significantly reducing the burden of loan repayment. Additionally, depending on the loan amount, various non-financial services such as tax accounting consulting, CEO-specialized asset management services, and employee asset management seminars are provided.

KB Insurance's 'ONE KB Corporate Comprehensive Insurance II' covers various risks such as fire damage and liability within the business premises in a single product and can be subscribed at premiums up to 10% cheaper than existing products.

KB Kookmin Card's 'ONE KB Kookmin Corporate Card' accumulates 0.3% of the payment amount as points without a limit on the accumulation cap, and offers various convenience services such as automatic point refunds and postpaid transportation card functions.

KB Capital's 'ONE KB Capital' provides monthly payment or fee discounts when using products such as new car installment plans, rental cars, automobile leases, and medical equipment leases.

A KB Financial Group official said, "'ONE KB Group Package Product' is designed to reduce the financial burden on SMEs and support their growth by incorporating practical benefits into representative products for SME customers," adding, "Going forward, KB Financial will do its best to provide various financial and non-financial services so that it can grow together with SMEs based on the group mission of changing the world through finance."

Meanwhile, KB Financial Group established the 'Group Corporate KB Star Club' system in 2019, the first integrated group preferential program for corporate customers in the financial sector, providing various preferential benefits from six KB Financial Group affiliates (KB Kookmin Bank, KB Securities, KB Insurance, KB Kookmin Card, KB Capital, KB Savings Bank).

This content was produced with the assistance of AI translation services.