NH Nonghyup Insurance Launches Health Insurance Covering Even Early Symptoms of Cancer

NH Nonghyup Property & Casualty Insurance launched the 'New Easy Cost-Effective Plus Health Insurance,' which expands coverage from early cancer symptoms to diabetic complications, on the 15th.

[Asia Economy Reporter Oh Hyung-gil] NH Nonghyup Insurance launched the 'New Easy Cost-Effective Plus Health Insurance' on the 15th, which expands coverage from early cancer symptoms to diabetes complications.

It is a non-renewable type that introduces a simplified underwriting system, allowing elderly and those with pre-existing conditions to enroll. By choosing the non-surrender value option, which does not pay surrender refunds upon early termination, the same coverage can be designed with premiums up to about 30% lower.

Coverage includes diagnosis fees for the three major diseases?cancer, cerebrovascular disease, and ischemic heart disease?as well as daily hospitalization benefits. Notably, it also covers early symptoms of cancer. If benign tumors and polyps are found in the stomach, duodenum, or colon, diagnosis fees are covered, and surgery costs are supported for benign tumors and polyps in the liver, thyroid, and male and female reproductive organs.

If the glycated hemoglobin level is 6.5% or higher and diabetes is diagnosed, insurance benefits are paid, and various diabetes complications such as blindness and foot amputation are also covered.

In addition to long-term care diagnosis fees for elderly diseases such as dementia, the coverage for surgery costs related to cataracts, glaucoma, arthritis, osteoporosis, burns, and fractures has been subdivided to broaden customer benefits.

Enrollment is possible up to age 75 with maturity ages of 80, 90, or 100, and premium payment periods can be selected from 10, 15, 20, 25, or 30 years.

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