Apple Pay users in South Korea can now use the Tmoney transit card directly through the Apple Wallet application. Without a physical card, users can conveniently and securely access various modes of transportation using just their iPhone or Apple Watch.

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On July 22, Apple and Tmoney announced, "We are introducing a new, easy, and convenient way to use public transportation." To use Tmoney, users must first add a prepaid Tmoney card to the Apple Wallet app. In Apple Wallet, users can select "Add (+)", go to "Transit Card," and follow the instructions to add a Tmoney card.

If the Tmoney card balance falls below a certain amount, users can recharge it manually or set up auto-recharge using either Apple Wallet or the mobile Tmoney iOS app.

To set up auto-recharge, users can select "Card Details" in Apple Wallet and tap "Auto Recharge" to make changes. Auto-recharge can also be set up in the mobile Tmoney iOS app, and users can top up the balance using Apple Pay or other payment methods.

Especially with Express Mode enabled, users can board simply by holding their iPhone or Apple Watch near the terminal, without unlocking the device or turning on the screen. In addition, even when the iPhone is in "Power Reserve Mode" due to low battery, the transit card function can be used for up to five hours.

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However, since a Hyundai Card is required to use Apple Pay, users must have a Hyundai debit or credit card to register a Tmoney card and add funds in Apple Wallet.

The Apple Pay Tmoney service benefits from Apple's robust security features and privacy technologies. According to Apple, transit card information is not stored on Apple servers or shared with Apple. If a user loses their iPhone or Apple Watch, they can lock the device and track its location using the "Find My" app.

To add a Tmoney card to Apple Wallet, users need an iPhone Xs or Xr or later running iOS 17.2 or higher, or an Apple Watch Series 6, SE 2nd generation or later running watchOS 10.2 or higher.