Yangcheon-gu Expands Insurance Support for People with Developmental Disabilities... 1,848 Automatically Enrolled

One-Year Accident and Liability Coverage
Up to 100 Million Won in Benefits

On May 8, Yangcheon-gu in Seoul announced that it has completed enrollment in group accident and liability insurance for 1,848 people, including individuals with developmental disabilities and youth with disabilities aged 9 to 24.

The existing “Accident Insurance for Youth with Disabilities” program has been expanded to cover people with developmental disabilities of all ages, and liability coverage for damages to others has been newly added. The aim is to reduce the financial and psychological burdens on people with developmental disabilities and youth with disabilities, who may have more difficulty responding to unexpected situations, by offering protection against accidents that may occur during social activities.

Yancheon District Office exterior. Provided by Yancheon District.

The coverage applies to all youth with disabilities aged 9 to 24 and all individuals with developmental disabilities who are registered residents of Yangcheon-gu. The district has paid the full insurance premiums for all 1,848 eligible individuals, enrolling them through a group insurance plan, so beneficiaries can receive coverage without any additional procedures or costs.

The accident insurance offers up to 20 million won in case of accidental death or permanent disability, 20,000 won per day for hospitalization due to an accident, 200,000 won for accident-related surgery, 200,000 won each for fracture and burn diagnoses, 100,000 won for general accident diagnoses requiring at least four weeks, and 300,000 won in consolation money for violence-related incidents. However, according to relevant laws, registered persons with disabilities under the age of 15 are excluded from accidental death coverage.

The newly added liability insurance covers damages for which the insured is legally liable if they inflict bodily injury or property damage on others in an accident. It provides up to 30 million won per person and per property claim, with a total compensation limit of 100 million won.

The insurance period runs from May 4, 2026, to May 3, 2027, for one year. Insurance claims must be filed directly with the insurer within three years from the date of the accident.

Since 2025, the district has also operated a separate “Resident Safety Insurance.” All Yangcheon-gu residents are automatically enrolled, and it provides up to 150,000 won per person in medical expenses for injuries such as falls, trips, sprains, or collisions that occur during daily life.

A district official stated, “This year, we have strengthened the support provided so that people with developmental disabilities and youth with disabilities can receive practical help for accidents that may occur during social activities. We will continue to do our best to establish a robust welfare and safety net so that people with disabilities and their families can live with peace of mind.”

This content was produced with the assistance of AI translation services.