KB Kookmin Card Launches Simple Payment-Focused 'KB NEED Pay Card'
Reflects ALL·YOU·NEED Brand System
Up to 15% Discount at Online and Offline Simple Payment Merchants
On May 6, KB Kookmin Card announced the launch of its new payment product, the 'KB NEED Pay Card,' which reflects the company's new brand system, ALL·YOU·NEED, and is specialized for simple payment services.
The product is designed to match the spending patterns of customers who frequently use simple payment options. It offers discounts across both online and offline merchants when customers use simple payment services.
Customers can receive discounts of up to 30,000 won per month and up to 360,000 won per year simply by using simple payment services. Customers can choose from KB Pay, Naver Pay, Kakao Pay, or Toss Pay. If KB Pay is selected, a 15% discount applies; if Naver Pay, Kakao Pay, or Toss Pay is chosen, customers receive a 10% discount.
The card also enhances benefits for digital content and memberships. It offers a 30% discount on digital content subscriptions such as Netflix, YouTube, Disney+, TVING, Wavve, and Spotify, as well as on membership subscriptions including Naver Plus Membership, Kurly Members, and Baemin Club.
Additional benefits are available when using online fashion malls. Customers receive a 5% discount when paying with KB Pay at Musinsa, Zigzag, W Concept, 29CM, and Ably. When combined with simple payment discounts, customers can receive up to 20% off in total.
Overseas benefits have also been added. A 2% discount is provided on both online and offline overseas merchants, with no restrictions based on the previous month's spending or discount limits, reducing the burden for overseas usage.
The card also offers the 'Previous Month Performance Fulfiller' service for customers who do not meet the required spending tier in the previous month and therefore cannot receive discounts. If a customer spent between 350,000 won and 400,000 won in the previous month and applies for this service, they will be eligible for the discount benefits reserved for those who spent more than 400,000 won. This service can be applied for once per half-year, up to twice per year.
The annual fee is 19,000 won for both domestic-only and international cards, and 13,000 won for mobile-only cards. For family cards, an additional annual fee of 7,000 won is charged separately.
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A KB Kookmin Card representative stated, "This product is designed to provide benefits across both online and offline channels to match the spending trends centered on simple payments," adding, "We expect that customers will be highly satisfied with the substantial discounts available simply by using simple payment services."
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