'Gyeonggi Climate Insurance' With Doubled Diagnosis Payments Begins This Month

Gyeonggi Province has launched the "Gyeonggi Climate Insurance," which strengthens coverage benefits by doubling diagnosis payments and introducing new condolence payments for death.

Gyeonggi Climate Insurance is automatically provided to anyone with resident registration in Gyeonggi Province, including registered foreigners and overseas Koreans, with no separate application process required.

Furthermore, to ensure that residents do not miss out on insurance payouts due to lack of awareness or give up because of complicated claim procedures, the province has overhauled its claims system. It will operate an on-site climate insurance claims support service for each city and county, adopt a simple claim process using mobile messengers, and establish a dedicated integrated call center to handle the entire process from application to payment in one step.

Gyeonggi Province has also increased the diagnosis payment for heat-related and cold-related illnesses from 100,000 won last year to 150,000 won this year, marking a 50% increase. The diagnosis payment for infectious diseases has been doubled from 100,000 won to 200,000 won.

To provide stronger protection against unexpected severe climate damage, the province has introduced a condolence payment of 3 million won in the event of death and an emergency room visit payment of 100,000 won.

Gyeonggi Climate Insurance Implementation Guide Poster

For accidents caused by weather advisories such as heat waves, heavy rain, or heavy snow, residents who receive injury diagnoses meeting specified criteria will continue to receive climate disaster condolence payments as before.

Support for vulnerable groups, who are the first to be affected by climate change, has also been further strengthened.

Previously, only 150,000 people who were part of the visiting health management program were eligible for hospitalization and outpatient care expenses for heat-related and cold-related illnesses. Starting this year, approximately 70,000 pregnant women have been newly included. As a result, a total of 220,000 climate-vulnerable individuals will be protected more safely, benefitting from relaxed diagnosis criteria for condolence payments and additional support funds.

Park Daegeun, Head of Environmental Health and Safety at Gyeonggi Province, stated, "The fact that there were more than 51,600 claims last year is clear evidence that the climate crisis has become a real threat to the daily lives of our residents. By increasing diagnosis payments and expanding benefits to include pregnant women, we are reflecting the voices of residents. We will continue our efforts to build a strong Gyeonggi Province where everyone can be protected equally from climate disasters."

This content was produced with the assistance of AI translation services.