Korea Investment & Securities Launches Fourth IMA Product and Announces Investment Events

Subscriptions Open Until March 24

Minimum Investment Amount: 1 Million Won

Korea Investment & Securities announced on March 16 that it has launched its fourth Comprehensive Investment Account (IMA) product and will be accepting subscriptions until March 24.

The newly released 'Korea Investment IMA S4' is designed as a closed-end structure with a maturity of two years, and the minimum subscription amount is 1 million won. The final yield paid to customers will be determined based on the asset management performance and asset value at maturity. The total subscription amount is set at 300 billion won.

This product operates with relatively stable corporate finance assets such as domestic acquisition financing and corporate loans as its core assets. It pursues a strategy that aims for excess returns compared to market interest rates while prioritizing the stable preservation of principal, and invests in alternative assets that are typically difficult for individual investors to access directly, thereby diversifying the portfolio.

IMA is a principal-guaranteed product in which securities companies pool customer deposits to invest in corporate finance assets and return the operational performance to customers. Since the launch of the first product at the end of last year, it has quickly attracted capital and established itself as a new alternative investment product, especially among individual investors. As of the third product, the cumulative subscription amount for Korea Investment & Securities IMA has reached approximately 2.1 trillion won.

Korea Investment & Securities is also holding events for IMA investors. Customers at branches will receive coffee coupons and mobile gift certificates (up to 1 million won) depending on their investment amount, and high-value investors will be eligible for prize draws that include rewards such as massage devices and Apple AirPods Max. In addition, customers who open a new account at a branch for the first time will receive a Starbucks mobile gift certificate based on the amount invested in IMA S4.

For Bankis customers, the first 1,400 individuals to invest at least 5 million won will receive a cash reward of 5,000 won. Depending on the subscription amount, up to 100,000 won may be provided. There is also an event for existing IMA S1–S3 subscribers, where those who newly invest at least 1 million won in IMA S4 will receive a coffee coupon.

This content was produced with the assistance of AI translation services.