[Breaking] China Holds De Facto Benchmark LPR Steady: 1-Year at 3.0%, 5-Year at 3.5%
![[Breaking] China Holds De Facto Benchmark LPR Steady: 1-Year at 3.0%, 5-Year at 3.5%](http://www.asiae.co.kr/news/img_view.htm?img=2025111415114718371_1763100707.png)
China has effectively maintained its benchmark lending rate, the Loan Prime Rate (LPR), at the current level in November, marking the sixth consecutive month of holding rates steady.
According to Reuters on November 20, the one-year LPR remains at 3.0%, while the five-year LPR is unchanged at 3.5%.
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In China, most new and existing loan rates are linked to the one-year LPR, while the five-year LPR serves as the benchmark for mortgage rates.
This content was produced with the assistance of AI translation services.
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