KCGI Launches Freedom TDF 2055 and 2060

KCGI Asset Management announced on November 6 that it has launched lifecycle funds for the Millennial and Gen Z generations, namely the 'TDF 2055' and 'TDF 2060'.

The funds aim to help investors build retirement assets through long-term investment, and they seek aggressive asset growth in the early stages by constructing a high-growth portfolio with up to 80% allocation to equities.

The KCGI Freedom TDF 2055 and 2060 products are managed with retirement target years of 2055 and 2060, respectively. These long-term investment products are suitable for young investors in their 20s and 30s.

KCGI Asset Management has applied its proprietary 'KCGI Glide Path', developed to reflect the lifecycle characteristics and investment preferences of domestic investors, to these new products. At the fund’s inception, the equity fund allocation is set at approximately 77-78%, and as the retirement target approaches, the equity allocation is gradually reduced to 33%. The bond allocation is increased to up to 67%.

The KCGI TDF series mitigates volatility risk through asset allocation not only in domestic equities, but also in major overseas markets such as the United States, Europe, Asia, and emerging markets, as well as in bonds and real estate investment trusts (REITs).

The existing KCGI Freedom TDF series has maintained a top-tier cumulative return in the industry over the past five years since its inception. The KCGI Freedom TDF 2030 and 2035 series, launched in October 2020, have delivered a stable annual average return of 6-7%, earning high marks from a long-term investment perspective.

A KCGI Asset Management representative explained, "The 2055 and 2060 TDFs are not simply high-risk funds with a high equity allocation," adding, "They are designed with a structure that systematically reduces risk in line with each investor's lifecycle."

This content was produced with the assistance of AI translation services.