BNK Busan Bank Launches 100 Billion Won ‘BNK Win-Win Dream Loan’ to Support Small Business Owners
Up to 30 Million Won Support for Sole Proprietors
Interest Payment Extension, Cashback, and AI Business Diagnosis
On September 30, BNK Busan Bank (President Bang Seongbin) launched the 'BNK Win-Win Dream Loan' to support the business stability of small business owners.
This product is designed to help alleviate the financial difficulties faced by small business owners amid the economic downturn.
The total loan amount is 100 billion won, and it is available to sole proprietors who have been in business for more than six months. The maximum limit per business is 30 million won, and all early repayment fees are waived, allowing borrowers to repay without burden whenever needed.
Busan Bank has included various convenient features beyond simple financial support. The bank introduced an 'Interest Payment Extension Option' that allows customers to adjust their interest payment dates according to their financial situation. Additionally, it operates a 'Faithful Interest Payment Cashback Program,' which refunds a portion of the paid interest to customers who make repayments diligently for one year.
The bank also provides AI-based business diagnosis reports utilizing Cash Note, enabling small business owners to assess their business status and identify improvement strategies on their own.
Through these measures, Busan Bank aims to provide practical support for small business owners in managing their funds and business operations.
Details about this product can be found through mobile banking or at nearby branches.
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Kang Seokrae, Head of Corporate Customer Group at Busan Bank, stated, "We hope this product will become an essential, customized financial service for small business owners struggling with financial difficulties," adding, "We will continue to do our best to launch customer-oriented, differentiated financial products to support the recovery of small business owners."
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