PFCT, Record High Cumulative Transaction Amount of 2.23 Trillion Won Last Year

"Corporate Investment Funds Increase Sixfold...
Diversified Investment Portfolios Including Apartments"

Artificial intelligence (AI) fintech company PFCTechnologies (PFCT) announced on the 20th that it achieved its greatest performance since its founding by surpassing a cumulative linkage amount of 2.23 trillion KRW last year.

PFCT explained that it achieved the highest-ever performance in the online investment-linked finance business. The amount of new loan-investment linkages last year more than doubled compared to the previous year, surpassing a cumulative linkage amount of 2.23 trillion KRW.

Last year, the company secured 9 billion KRW in capital and 12 billion KRW in cash and cash equivalents. It secured financial stability capable of reaching the break-even point without additional external investment.

A company representative said, "We overcame market crises such as the unsettled payment incident involving Tmon and Wemakeprice (Timep) and the closure of online investment companies, achieving significant qualitative growth."

The number of customers who invested in PFCT at least once last year increased to 237 corporate investors (including professional investors) and 8,834 individual investors compared to the previous year. The reinvestment rate is 77%. The average customer return rate is 11.87%. The loss rate is 0.003%.

Corporate investment funds increased more than sixfold from 63.2 billion KRW the previous year to 382.4 billion KRW. The number of active corporate investors rose 1.52 times from 155 in 2023 to 237 in 2024. During the same period, the average monthly investment amount increased 3.97 times.

A company representative explained, "This is interpreted as an increase in the attractiveness of online investment financial products as a means of corporate fund management and diversified investment destinations."

The largest total corporate investment amount was 68.4 billion KRW, with a return rate of 11.99%. By investment size, corporations managing funds between 100 million KRW and less than 500 million KRW accounted for the largest share at 31.8%.

Among corporate investment portfolios, "apartment investment" accounted for the largest portion at 81.23%. Within this product group, the proportions were highest in order of high-yield type (loan-to-value ratio, LTV, 60% or higher), practical type (LTV 40% or higher but less than 60%), and stable type (LTV less than 40%), according to investment tendencies.

Lee Suhwan, CEO of PFCT, said, "Amid the multiple crises in the financial market, we provided stable diversified investment destinations tailored to customer demand, enhancing customer satisfaction and growing the business. This year, we will continue to promote the popularization of online investment financial products by introducing various bond-type investment products that cannot be found in traditional financial sectors."

This content was produced with the assistance of AI translation services.