Incheon Citizen Safety Insurance Coverage Limit Increased to 20 Million Won for 7 Items

Incheon City announced on the 17th that it will enhance citizen benefits by expanding the coverage items and limits of the Citizen Safety Insurance.

The city has raised the maximum coverage limits for the existing seven coverage items. The maximum coverage amounts for natural disaster death, natural disaster disability, death from explosion/fire/collapse, disability from explosion/fire/collapse, death while using public transportation, disability while using public transportation, and death from social disasters have been increased from the previous 10 to 15 million KRW to 20 million KRW.

Additionally, a new coverage item for disability from social disasters has been added, increasing the total coverage items to 14. The existing coverage limits for assault injury death and disability, school zone traffic accident medical expenses, death and disability while using chartered buses, and emergency room treatment expenses for dog bite accidents remain unchanged.

Incheon City Hall

Incheon Citizen Safety Insurance is a system where Incheon City directly contracts with insurance companies and bears the costs to pay insurance benefits to citizens who suffer death or disability due to various disasters and accidents. Now in its seventh year of operation, this system automatically enrolls citizens and registered foreigners who have their resident registration in Incheon without any separate subscription procedures.

In case of damage, the victim or the bereaved family must apply directly to the insurance company. Insurance claims can be made within three years from the date of the accident, and coverage is available regardless of the accident location as long as the person was an Incheon citizen at the time of the accident. Overlapping coverage with personal insurance is also possible.

Yoon Baek-jin, Head of the Citizen Safety Headquarters of Incheon City, said, "We have expanded insurance coverage to more thoroughly protect citizens' safety and lives from unexpected disasters and accidents in daily life," adding, "We will strive to operate and promote the system so that all Incheon citizens can benefit from the Citizen Safety Insurance."

This content was produced with the assistance of AI translation services.