iM Bank Suspends Sales of Some Non-Face-to-Face Personal Loan Products
Temporary Suspension of 6 Products Until December 31
iM Bank announced that it will temporarily suspend the sale of certain personal loans through its mobile application (app) for two months, from the 1st to December 31st.
The products affected by the suspension are six items: iM Jikjangin Easy Credit Loan, Ddokddok Ddandan Mid-Interest Loan, Ssedam Ssedam Easy Loan, iM Public Official Loan Recommendation, iM Auto Loan (New Car), and iM Auto Loan (Used Car).
This measure was taken as part of iM Bank's self-managed personal loan limit control to stabilize the overall personal loan market, and sales are scheduled to resume on January 1, 2025.
Loans for low-income earners such as Sae Himang Holssi and Haetsal Loan Bank can still be applied for as usual.
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An iM Bank official explained, “This suspension aims to restrict excessive fund supply to the personal loan market while maintaining convenient funding channels for vulnerable groups, fulfilling the social responsibility of commercial banks.”
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