Samsung Asset Management Publishes 'KODEX Brokerage ISA Investment Guidebook'

[Asia Economy Reporter Yoo Hyun-seok] Samsung Asset Management announced on the 18th that it has newly published the ‘KODEX Brokerage-type ISA Investment Guidebook’ for individual investors managing assets through brokerage-type ISA accounts.

Following pension savings accounts, the ISA (Individual Savings Account) is another essential tax-advantaged account introduced by the government to provide opportunities for citizens to build assets. In a brokerage-type ISA, investors can invest in various financial products such as ETFs, domestic listed stocks, bonds, funds, and REITs within a single account.

The biggest advantages of ISA accounts are ‘tax benefits’ and ‘offsetting gains and losses.’ For the general type, tax exemption applies to net gains up to 2 million KRW, and for the low-income type, up to 4 million KRW. Gains exceeding these amounts are subject to separate taxation at a 9.9% rate, reducing the tax burden. Additionally, since gains and losses from each financial product are offset and only net gains are taxed, it is called the ‘ultimate tax-saving tool’ among investors.

This year, investor interest in brokerage-type ISA accounts that allow investment in domestic ETFs has significantly increased. Samsung Asset Management created the ‘KODEX Brokerage-type ISA Investment Guidebook,’ which contains detailed explanations of the ISA system and ETF portfolio proposals using brokerage-type ISA accounts, addressing investors’ questions in one volume.

The ‘KODEX Brokerage-type ISA Investment Guidebook’ introduces 10 ETFs that can be utilized according to various investment strategies such as monthly dividends, representative indices, and overseas growth themes, along with portfolios tailored to different investor types.

▲ For investors expecting steady monthly cash flow by investing in monthly dividend ETFs through brokerage-type ISA accounts: KODEX US Dividend +10% Premium Dow Jones, KODEX US AI Tech TOP10 +15% Premium, KODEX US 30-Year Treasury +12% Premium (Synthetic H) ▲ For investors serious about investing in global technology innovation themes through brokerage-type ISA accounts: KODEX US Semiconductor MV, KODEX US Nasdaq 100 TR, KODEX US AI Tech TOP10 ▲ For investors aiming to fully benefit from the brokerage-type ISA account’s capital gains tax exemption, offsetting gains and losses, and tax deferral benefits: KODEX US S&P 500 TR, KODEX US AI Tech TOP10, KODEX US Dividend +10% Premium Dow Jones are proposed as portfolios.

In addition, Samsung Asset Management has compiled frequently asked questions and answers in detail to help investors easily check their queries when investing in ETFs through brokerage-type ISA accounts. The advantages of investing in overseas stock ETFs using brokerage-type ISA accounts are also summarized. Detailed information on the recommended 10 ETFs and portfolios for brokerage-type ISA investment can be found in the guidebook.

Kim Do-hyung, Head of ETF Consulting at Samsung Asset Management, said, “We have carefully selected overseas investment ETFs that can utilize the tax benefits of brokerage-type ISA accounts and constructed customized portfolios according to various investment objectives,” adding, “We hope investors refer to the ‘KODEX Brokerage-type ISA Investment Guidebook’ to enjoy tax benefits while building diverse ETF portfolios and accumulate more successful investment experiences.”

Furthermore, Samsung Asset Management is holding a customer event on its website until August 9th to commemorate the publication of the ‘KODEX Brokerage-type ISA Investment Guidebook.’ Customers who download and verify the guidebook will be entered into a draw to win various prizes, including a Galaxy Watch7 (1 winner), Buds3 Pro (1 winner), and Starbucks gifticons (500 winners).

This content was produced with the assistance of AI translation services.