Gwangju Bank's 'Non-Face-to-Face Mortgage Refinancing' Service

Gwangju Bank announced on the 10th that it has launched the 'Non-face-to-face Mortgage Refinancing' service in line with the implementation of the mortgage refinancing infrastructure service.

This service is a loan transfer system that allows customers who have apartment mortgage loans at financial institutions other than Gwangju Bank to easily switch to Gwangju Bank's mortgage loan product, 'KJB Mobile Apartment Loan,' non-face-to-face through Gwangju Bank's mobile app, 'GwangjuWaBank,' without visiting the existing financial institution.

In addition, customers can check limits and interest rates on loan comparison platforms such as KakaoPay, NaverPay, and Finda, enhancing customer convenience and accessibility, and it is expected to attract popularity with competitive interest rates.

When switching to the 'KJB Mobile Apartment Loan,' customers can receive interest rate benefits of up to 2.2% per annum by applying ▲a preferential interest rate of up to 0.3% per annum depending on the purpose of funds ▲a preferential interest rate of up to 0.7% per annum provided according to transaction performance ▲an event preferential interest rate coupon (limited to 50 billion KRW) of up to 1.2% per annum. The loan interest rate can be applied from a minimum of 3.45% per annum to a maximum of 5.49% per annum.

This content was produced with the assistance of AI translation services.