'Pinda' Partners with Gwangju Bank for 100% Non-Face-to-Face Apartment Mortgage Loans
Loan brokerage and management company Finda introduced Gwangju Bank's 'KJB Mobile Apartment Loan' product on its loan comparison platform on the 26th.
The KJB Mobile Apartment Loan is a 100% non-face-to-face loan product launched by Gwangju Bank in December last year, allowing users to conveniently apply via mobile without visiting a branch or sending required documents by fax.
This product allows loans up to 1 billion KRW for purposes such as home purchase funds, refinancing other bank loans, or living stabilization funds. A key feature is the waiver of early repayment fees within 3 years from the loan execution date, exempting up to 10% of the initial loan amount annually.
Accordingly, Finda can now broker mortgage loans from a total of nine financial institutions. Centered on Gwangju Bank, it has established a lineup of mortgage loan products across various sectors including first-tier banks, savings banks, and capital companies.
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Lee Hye-min, co-CEO of Finda, said, "With the addition of the highly preferred first-tier bank home purchase loan product, customer satisfaction in finding competitive products is expected to increase significantly. As the mortgage loan market, which accounts for the largest share of the overall loan market, gradually shifts to non-face-to-face services, we will help more users make advantageous choices."
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