IBK Industrial Bank launches ‘IBK Junggi Geunroja Udae Junggeumchae’ for SME employees

High-Interest Fixed-Term Product with Simple Preferential Conditions Such as Salary Transfer

IBK Industrial Bank announced on the 26th the launch of a new fixed-term product specialized for employees of small and medium-sized enterprises (SMEs), called IBK Junggi Geunroja Widae Junggeumchae.

With this product launch, IBK Industrial Bank has completed the ‘IBK Junggi Geunroja Package,’ a financial product package to support asset formation for SME workers, which includes IBK Junggi Geunroja Widae Jeokgeum, and IBK Junggi Geunroja Geupyeo Parking Account.

The IBK Junggi Geunroja Widae Junggeumchae is a one-year fixed-term product with a subscription limit of between 1 million KRW and 200 million KRW, and only one account per person is allowed. It can be subscribed through i-ONE Bank (personal) and branch counters.

The base interest rate is linked to the market rate and is fixed at the time of subscription. The maximum interest rate, including a preferential rate of up to 0.4 percentage points per year, is 4.30% per annum (pre-tax as of September 25).

The preferential interest rate conditions are simply structured as follows: ▲0.2 percentage points per year if confirmed as an SME employee at the time of subscription, ▲0.1 percentage points per year if salary transfer performance of 500,000 KRW or more to IBK Industrial Bank is maintained for six months or longer during the contract period, ▲0.1 percentage points per year if the subscriber has matured or holds ‘IBK Junggi Geunroja Widae Jeokgeum’ within six months prior to the subscription date or on the subscription or maturity date.

Additionally, SME employees who subscribe to the product are provided with the benefit of free access to the ‘IBK Cyber Culture Center,’ where they can take various learning courses such as language, certification, and cooking.

This content was produced with the assistance of AI translation services.