Automatic Lowest Interest Rate Check When Credit Score Changes... BankSalad Launches New Service

Introducing the 'Automatic Lowest Interest Rate Inquiry' Service

BankSalad is launching a service that automatically checks and notifies customers of the lowest interest rates whenever their credit scores change after a loan inquiry.

BankSalad announced on the 12th that it has launched this "automatic lowest interest rate inquiry" service.

Accordingly, customers who inquire about or execute loans through BankSalad can automatically receive information on the lowest interest rates and loan limits whenever their credit scores change. The service will first be applied to unsecured loans and will later be extended to all loan product categories, including refinancing loans, mortgage loans, and jeonse deposit loans.

Credit scores are evaluated based on ▲economic conditions such as the base interest rate ▲card issuance ▲loan execution ▲financial institutions' screening criteria. Among these, the screening criteria of financial institutions change weekly, and BankSalad provides customers with interest rates and loan limits accordingly. This service is available to customers who agree to the automatic inquiry function after using the loan comparison service on the BankSalad app.

Additionally, in the future, if customers inquire about loan products during hours when refinancing loan services are unavailable, the system will automatically recognize this and perform automatic inquiries during hours when refinancing loans are available, guiding customers to loan products with better conditions.

A BankSalad representative explained, "We will expand the convenience of informing customers of the lowest interest rates by calculating all economic conditions and variables."

This content was produced with the assistance of AI translation services.