4.41% Interest in Just 6 Months... OK Savings Bank Launches ‘e-AnsimAppPlus Fixed Deposit 6’
3-Year Maturity Revolving Time Deposit
Contracted Interest Rate Applies Even if Terminated Early After 6 Months or More
OK Savings Bank announced on the 7th that it has launched the ‘OK e-Ansimp App Plus Fixed Deposit 6’, suitable for managing medium- to short-term funds for over 6 months.
The OK e-Ansimp App Plus Fixed Deposit 6 is a ‘3-year maturity revolving fixed deposit’ product with interest rates that change every 6 months, offering an annual interest rate of 4.41% (before tax). If the subscription period exceeds 6 months, the agreed interest rate is paid even in case of early termination, and there are no separate preferential interest rate conditions, making it suitable for accumulating medium- to short-term lump sums.
The OK e-Ansimp App Plus Fixed Deposit 6 is a non-face-to-face exclusive product that can be subscribed through the OK Savings Bank mobile application (app) ‘OK Savings Bank’, with a minimum subscription amount of 100,000 KRW.
OK Savings Bank also raised the interest rates on its major deposit products. For the ‘Eutbaekman Account 2’, a deposit and withdrawal account product that offers up to 5.0% annual interest (before tax, when registered with open banking) even for just one day’s deposit, an annual interest rate of up to 4% is applied to deposits exceeding 1 million KRW and up to 5 million KRW, and up to 3.5% is applied to amounts exceeding 5 million KRW.
The fixed interest rate product ‘OK e-Fixed Deposit’ adjusted its interest rates by subscription period, applying an annual interest rate of 4.31% (before tax), which is 0.81 percentage points higher than before, for a 6-month subscription.
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An OK Savings Bank official said, “Reflecting the demand of customers who prefer medium- to short-term products, we launched the ‘OK e-Ansimp App Plus Fixed Deposit 6’, which allows receiving the agreed interest rate without loss even in case of early termination, and decided to raise interest rates on major products such as Eutbaekman Account 2. Going forward, OK Savings Bank will continue to operate various deposit products to actively support customers in accumulating lump sums.”
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