Mirae Asset Securities X Naver Account, Balance Surpasses 2 Trillion Won

The balance of the 'CMA-RP Naver Account' (hereinafter Mirae Asset Securities X Naver Account) launched by Mirae Asset Securities has surpassed 2 trillion won.

According to Mirae Asset Securities on the 19th, the funds deposited in the CMA RP amounted to 1.2145 trillion won, and assets such as stocks, issued promissory notes, bonds, ELS, and funds totaled 830.9 billion won, bringing the total to 2.0454 trillion won.

The Mirae Asset Securities X Naver Account is a product that combines Mirae Asset Securities' RP-type CMA with Naver Pay. It allows free deposits and withdrawals, and even if deposited for just one day, interest is provided at an annual rate of 3.55% up to 10 million won, and 3% annually on amounts exceeding 10 million won. Within the account, users can freely trade financial products such as domestic and foreign stocks, public offering subscriptions, and funds.

The main age group of users is between 20 and 40 years old, accounting for 79% of all subscribers. Among them, the proportion of the 20s and 30s generation was about 45% when the account was first launched in 2020, but increased to 63.9% last year. This is mainly attributed to the Naver Pay point accumulation benefits targeting the MZ generation. When charging Naver Pay Money through the account and making payments, up to 3% of the payment amount is accumulated as Naver Pay points, and simply holding the account allows users to earn double points when making on-site payments with Naver Pay.

A representative from Mirae Asset Securities said, “The increase in the MZ generation's share of the Mirae Asset Securities CMA-RP Naver Account appears to be mainly due to the Naver Pay point benefits, attractive interest rates for managing surplus funds, and the convenience of being able to invest in stocks all within a single account.”

This content was produced with the assistance of AI translation services.