Various Coverage Options Applied... Launch of 'Lainadirect Health Customized Cancer Insurance'

Lower Health Age Brings Insurance Premium Discount Benefits

[Asia Economy Reporter Minwoo Lee] LINA Life Insurance has launched a customized cancer insurance product that allows customers to select and apply various coverages.

On the 19th, LINA Life announced the release of the '(Non-Participating) LINA Direct Health Customized Cancer Insurance (Renewable)'.

This product features the ability for customers to freely choose special coverage riders that require focused protection according to their individual circumstances, allowing them to set their own coverage details. The optional riders available besides the main contract include ▲Female-Specific Cancer Diagnosis Insurance ▲Male-Specific Cancer Diagnosis Insurance ▲Stomach Cancer Diagnosis Insurance ▲Colon Cancer Diagnosis Insurance ▲Lung Cancer Diagnosis Insurance ▲Liver Cancer Diagnosis Insurance ▲Pancreatic Cancer Diagnosis Insurance ▲Direct Cancer Treatment Benefit ▲Thyroid Cancer/Other Skin Cancer Direct Treatment Benefit ▲Targeted Anticancer Drug Approval Treatment Insurance.

At the time of enrollment, a health age is applied, and if the health age is lower than the actual age, a premium discount is provided. For example, if the health age calculated based on the health checkup results of a 40-year-old insured is lower than the insured age, men receive a discount of approximately 6.7% to 26.7% on the main contract premium, and women receive a discount of about 3.4% to 20.1%.

The eligible age for enrollment is 20 to 50 years old. Enrollment can be completed through the LINA Direct mobile website. A LINA Life official stated, "We will continue to strive to create insurance products that meet our customers' needs."

This content was produced with the assistance of AI translation services.