Hanacard 'OneQ Pay' Revamped... Evolving into a Lifestyle-Oriented Financial Platform

Revamped into a Lifestyle-Oriented Financial Platform Based on Consumption Pattern and Consumer Behavior Analysis

[Asia Economy Reporter Yu Je-hoon] Hana Card announced on the 1st that it has newly revamped the 'OneQ Pay' application to provide various services encompassing customers' financial and overall daily lives by utilizing MyData.

With this revamp, Hana Card analyzed and visualized customers' financial lifestyles and daily habits, and plans to support rational financial activities in daily life by dividing OneQ Pay into expenditure, assets, Hot, and product mall sections.

First, the expenditure section is a service that allows users to manage their spending details by categorizing them into cards, accounts, etc. The household ledger service applies a more sophisticated algorithm to provide an overview of basic expenditures and fixed costs at a glance. In particular, the newly provided 'Schedule Management' automatically classifies expenditure schedules and adds a D-Day function, enabling users to check withdrawal schedules for fixed expenses such as insurance premiums and card payments.

The assets section organizes all of a user's financial assets scattered across various financial institutions by type and displays them. Users can intuitively check the status of savings/deposits, investments, loans, pensions, and more. It also offers car management features such as market price information for owned vehicles and notifications for consumable maintenance timing, as well as apartment market price information and rental real estate management functions for monthly rent and lease.

The third section, Hot, is a service that diagnoses a user's assets or consumption status by comparing financial trends and other customers' financial assets with their own. Users can compare their monthly taxi or exercise expenses with other customers or check their financial status by comparing savings status, fund yields, loan amounts, and interest rates with peers who have similar income and expenditure patterns and scales.

The product mall is a service that provides customized products essential for customers using MyData, allowing them to check differentiated product groups in the areas of loans, insurance, currency exchange, cards, daily life, and automobiles. Additionally, customers can receive up to 35,000 Hana Money just by checking the lowest car insurance premium and enjoy various benefits such as a free currency exchange service without fees.

Hana Card stated, "Following this service revamp, we plan to continue focusing on content development," and added, "We hope OneQ Pay will serve as a reliable guide in our customers' financial lives."

This content was produced with the assistance of AI translation services.