Boseong-gun Automatically Enrolls All Residents in Safety Insurance with Coverage up to 20 Million Won

Full Insurance Premium Covered by Military, 13 Cases Totaling 174 Million KRW Paid Since 2020

[Boseong=Asia Economy Honam Reporting Headquarters Reporter Lee Hyung-kwon] Boseong County announced on the 11th that it has completed enrollment in the ‘Citizen Safety Insurance’ for all residents this year as well.

The ‘Citizen Safety Insurance’ provides coverage up to 20 million KRW and has been promoted since 2020 to help stabilize the lives of residents who suffer damage from various safety accidents and disasters.

So far, insurance payments totaling 174 million KRW have been made for 13 cases, including agricultural machinery accident injury deaths and drowning accident deaths.

Residents registered as living in Boseong County are enrolled without a separate application, new residents are automatically enrolled, and those who move out are automatically unenrolled.

The entire insurance premium is borne by Boseong County.

The coverage items include various natural disasters occurring anywhere in the country, such as heatstroke and sunstroke, as well as social disasters and safety accidents such as fire, collapse, and explosion, providing a fixed amount in case of death or injury.

Specifically, it covers up to 20 million KRW for a total of 11 items including ▲death from natural disasters ▲death and injury with sequelae from explosion, fire, collapse, public transportation use, robbery, and agricultural machinery ▲death from drowning accidents ▲injury treatment costs from traffic accidents in school zones for children under 12 years old.

However, according to Article 732 of the Commercial Act, compensation for death is not provided for those under 15 years old, and claims for insurance money within the coverage items must be filed with the Korea Local Finance Association within three years from the date of the incident.

A county official said, “Citizen Safety Insurance is a system operated to provide practical help to residents who suffer damage from unpredictable accidents,” and added, “We will do our best to improve safety welfare in Boseong County by adding effective coverage items considering regional characteristics in the future.”

This content was produced with the assistance of AI translation services.