'KB Dynamic TDF' Full-Scale Sales... Actively Responding to Market Fluctuations

[Asia Economy Reporter Junho Hwang] KB Asset Management (CEO Hyunseung Lee) is officially launching sales of the active TDF (Target Date Fund) 'KB Dynamic TDF,' which was released last year.

This product utilizes a glide path (lifecycle asset allocation curve) developed jointly by KB Asset Management and Professor Donghyun Ahn's team at Seoul National University. It was launched in June last year for investors who want a more proactive response to market volatility compared to KB Asset Management's flagship TDF, 'KB On Gukmin TDF.'

This product employs a dynamic asset allocation strategy that comprehensively considers three variables: economic cycles, stock prices, and interest rates. In particular, it adjusts the included assets according to economic cycle phases such as recovery, expansion, and slowdown. The core portfolio consists of global equity and bond exchange-traded funds (ETFs). Additionally, assets are composed of alternative assets and high-dividend bonds.

To verify operational performance, KB Asset Management managed this product with the company's proprietary funds and achieved a return of 0.47% (based on KB Dynamic TDF 2050, as of March 24) since its launch. KB Asset Management explained, "While the KOSPI fell 17.4% during the same period, it recorded positive returns."

Seokhee Lee, Executive Director of the Pension WM Division at KB Asset Management, stated, "With an active management strategy that includes not only stocks and bonds but also alternative products, it showed excellent performance during stock price declines and inflation phases," adding, "We believe the operational performance has been sufficiently verified and plan to proceed with full-scale sales."

This product can be subscribed to at KB Kookmin Bank, KB Securities, Hana Financial Investment, Kiwoom Securities, and POS Securities.

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