Goheung-gun 'Citizen Safety Insurance' Automatically Enrolled for Everyone

Building a Social Safety Net to Protect the Lives and Property of Gunmin

[Goheung=Asia Economy Honam Reporting Headquarters, Reporter Shim Jeong-woo] On the 24th, Goheung-gun, Jeollanam-do announced that it has enrolled its residents in the ‘Resident Safety Insurance,’ which allows them to live with peace of mind against various unexpected disasters and accidents in daily life.

Resident Safety Insurance refers to a system that pays insurance benefits in the event of death or permanent disability caused by natural or social disasters that may occur in residents’ daily lives.

The beneficiaries include all residents registered and living in Goheung-gun. Using resident registration data, anyone is automatically enrolled without any separate procedures. When moving to another region, the insurance enrollment is automatically canceled, and the insurance premiums are fully supported by the county.

The main coverage items include ▲death from natural disasters (including heatstroke, sunstroke, and cold wave) ▲death or permanent disability from explosion, fire, or collapse ▲death or permanent disability from accidents while using public transportation ▲death or permanent disability from accidents while using chartered buses ▲death or permanent disability from robbery-related injuries ▲death from drowning accidents ▲death or permanent disability from agricultural machinery accidents ▲medical treatment expenses for injuries from school zone traffic accidents.

The insurance payout limit per coverage item was originally 10 million KRW, but since 2021, the coverage limit has been raised to 20 million KRW. However, in the case of death or permanent disability while using chartered buses, insurance benefits are paid within a limit of 10 million KRW. Regardless of other insurance enrollments, duplicate claims are possible.

Through the ‘Resident Safety Insurance,’ insurance payments made to residents until last year amounted to 60 million KRW for 6 cases including fire and agricultural machinery accidents in 2020, and 135.6 million KRW for 19 cases in 2021.

A county official said, “We hope that enrollment in the Resident Safety Insurance will help alleviate the economic difficulties of residents caused by unexpected accidents or disasters in daily life, even if only a little. We will continue to do our best to protect the lives and property of residents from various accidents.”

Goheung=Asia Economy Honam Reporting Headquarters, Reporter Shim Jeong-woo sevenshim@asiae.co.kr

This content was produced with the assistance of AI translation services.