F&Guide Obtains Preliminary MyData License... "Foundation for B2C Business"

[Asia Economy Reporter Minji Lee] Financial information company FnGuide announced on the 15th that it has obtained a preliminary MyData license from the Financial Services Commission. With this license, the company plans to accelerate its entry into the personal credit information management business (MyData).

The MyData business is a financial service that collects personal credit information scattered across banks, securities firms, insurance companies, and card companies into one place and provides it to users. MyData operators can expand their business areas to include financial products and investment advisory, loan brokerage, and credit information services upon receiving separate permits, making it a next-generation financial battleground.

Starting with the MyData business, FnGuide plans to expand from a B2B business focus to a B2C business by providing investment information services to individuals, aiming to become a comprehensive financial information platform. To this end, the company established a Digital Innovation Headquarters earlier this year to oversee B2C business and organized a Digital Finance Team that plans and provides personalized financial services and an AI Team for technological innovation, concentrating on the MyData business.

The company plans to launch a dedicated MyData mobile platform equipped with optimized personalized financial investment information services for individuals. Utilizing MyData personal credit information, it will offer tailored services for beginner investors such as ▲financial product risk diagnosis ▲theme stock selection ▲robo-advisor-based product recommendations.

An FnGuide official stated, “By providing the vast investment information and solutions that we have offered to institutional investors over the past 20 years in a customized manner to individual investors, we will help resolve information asymmetry and contribute to establishing a sound financial investment culture.”

This content was produced with the assistance of AI translation services.