Daegu Bank Non-Face-to-Face Credit Loans Surpass 1 Trillion Won

[Asia Economy Reporter Kim Hyo-jin] DGB Daegu Bank announced on the 8th that the new loan origination performance of non-face-to-face channel sales for unsecured loans exceeded 1 trillion won on the 1st.

This result is based on the performance of non-face-to-face exclusive loan products such as IM Jikjangin Easy Unsecured Loan (launched on June 3 last year), Todak Todak Low-income & Mid-interest Loan (launched on June 23 last year), and DGB Sseudam Sseudam Easy Loan (launched on May 27, 2019). It is interpreted as a result of strengthening untact finance in the COVID-19 era and enhancing various products and services of DGB Daegu Bank for the convenience of non-face-to-face channels.

A DGB Daegu Bank official said, “To differentiate ourselves in the untact non-face-to-face financial service industry, which has accelerated due to COVID-19, we have been continuously upgrading products and services, including the renewal of IM Bank and partnerships with major platforms,” adding, “The diverse product lineup and services such as easy loan product inquiry have supported the continuous increase in usage.”

These products can be applied for, reviewed, and executed all at once through ‘IM Bank,’ DGB Daegu Bank’s representative app, without visiting a branch. Enhancing convenience, even without a DGB Daegu Bank account, users can simply check loan limits and interest rates with mobile phone identity verification, and once the loan is approved, opening an account and submitting documents automatically via a joint certificate allows loan disbursement within 5 minutes.

DGB Daegu Bank launched the ‘IM One-shot Loan Limit Inquiry’ service, which allows customers to check and apply for all non-face-to-face unsecured loan products with a single inquiry, greatly improving convenience for customers who previously had to check limits and apply for each product individually. The bank continues to improve services reflecting customer needs.

In addition to the dedicated app IM Bank, loans can be accessed through various platforms customers use daily, such as Toss, KakaoPay, Finda’s loan comparison service, Fink, Paybook, and Livmate, with plans to steadily increase service usage by expanding partnerships in the future.

President Lim Sung-hoon stated, “We plan to focus on untact and digital services that minimize contact in preparation for the post-COVID era, and we will continuously strive to expand various non-face-to-face exclusive loan products and new services to enhance convenience and improve customers’ financial accessibility.”

This content was produced with the assistance of AI translation services.