Geumcheon-gu Strengthens Child Life Safety Insurance Coverage... Why?

15 Categories Including Traffic Injuries, Disaster Accidents, and Missing Child Searches, Up to 20 Million KRW Coverage... 5 New Categories Added Including Water Play Accident Deaths and Public Transportation Injury Treatment Costs

[Asia Economy Reporter Jongil Park] Geumcheon-gu (Mayor Yuseong Hoon) announced that the coverage of the Child Life Safety Insurance will be changed and implemented from July 1 this year.

The Child Life Safety Insurance is a system that compensates children, who are most vulnerable to safety, for damages caused by disasters or accidents. As part of the child-friendly city project, the district has been implementing this project since July 2019 to ensure the safety of local children.

The existing coverage included 20 items such as ▲School zone traffic injury treatment expenses ▲Injury death and aftereffects from explosion, fire, collapse, landslide ▲Drowning accident death ▲Medical malpractice legal costs ▲Youth kidnapping, abduction, hostage ransom ▲Missing child search support fund.

The district added 5 items to the coverage, including ▲Death from water play accidents ▲Public transportation injury treatment expenses ▲Heat illness diagnosis fees, and excluded 10 items such as ▲Hit-and-run, uninsured vehicle injury death and aftereffects ▲Robbery injury death and aftereffects ▲Gas injury death and aftereffects.

Also, the injury grades for ‘School zone traffic injury treatment expenses’ were subdivided into grades 1 to 14, and the coverage limit for ‘Injury death and aftereffects when using public transportation’ was increased, reorganizing the coverage items into 15 categories.

The coverage amount is up to 20 million KRW, and duplicate compensation is possible even if the individual has other insurance.

All children under 18 years old registered as residents in Geumcheon-gu, as well as foreign nationals or overseas Koreans under 18 years old with domicile registration, are automatically enrolled and can receive benefits without any separate procedures.

Mayor Yuseong Hoon of Geumcheon-gu said, “We have reorganized the coverage items into more appropriate categories and increased the coverage limits so that children and families who suffer unexpected disasters or accidents can overcome financial and mental difficulties. We will create a child-friendly city ‘Geumcheon’ where children can grow up safely and healthily.”

For inquiries regarding insurance claims, please contact the KB Insurance customer center or the Child and Youth Division of Geumcheon-gu Office.

This content was produced with the assistance of AI translation services.