KB Sonbo Launches Home Insurance Covering Residential Fires to Children's Cavity Prevention
KB Insurance announced on the 23rd the launch of a home insurance product, "KB Home Insurance and Stories of Happy Families," which covers residential fire damage, liability, legal expenses, injury accidents, and children's dental health care.
View original image[Asia Economy Reporter Oh Hyung-gil] KB Insurance announced on the 23rd that it has launched a home insurance product called 'KB Home Insurance and the Story of Living Happily with the Whole Family,' which covers residential fire damage, liability, legal expenses, injury accidents, and children's dental health care.
The coverage scope has been expanded to allow protection for up to three homes under a single insurance contract, including your own home and both sets of parents' homes.
Additionally, the coverage for legal expenses related to civil and administrative lawsuits, real estate ownership, and lease deposit disputes arising from neighborhood conflicts has been expanded from the insured individual to the entire family. This allows for family-wide coverage at a reasonable premium compared to the previous requirement of separate subscriptions for each individual's legal expense coverage.
For the first time in the industry, the product newly includes coverage for 'fluoride varnish treatment (once annually)' to prevent cavities in young children, further strengthening the coverage scope to manage children's dental health along with coverage for periodontal disease treatment, dental X-rays, and scaling treatment.
A key feature is the 'Automatic Property Address Search Registration Service' at the time of subscription, which reflects information from the national information system, enabling detailed information such as building area and number of floors to be entered automatically by simply inputting the address, without the need for separate detailed input.
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A KB Insurance official stated, "We focused on developing a reasonably priced home insurance product that allows heads of households in their 30s and 40s with young children to prepare for various risks with a single insurance subscription," adding, "We will continue to develop innovative products that can lead the market by reflecting diverse customer needs."
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