Mapo-gu, Up to 2 Million KRW Coverage for Injury Medical Expenses for All Residents

Mapo-gu Continues Operation of 'Mapo-gu Resident Safety Insurance' First Introduced in 2019... Registered Foreigners and Goseo-Registered Koreans Automatically Enrolled Without Separate Registration... District Pays Insurance Premiums

[Asia Economy Reporter Jongil Park] Mapo-gu (Mayor Yudonggyun) announced that it will increase the effectiveness of compensation by changing the 'Mapo-gu Resident Safety Insurance,' which is operated to help residents who have suffered damage from unexpected disasters and accidents, from a fixed amount type to an actual expense type coverage starting from the 25th of last month.

The 'Mapo-gu Resident Safety Insurance,' which is operated for all residents, automatically enrolls all residents registered in Mapo-gu, including registered foreigners and overseas Koreans with residence registration, without any separate subscription procedure. If an accident occurs during the insurance subscription period, an insurance claim can be made within 3 years from the date of occurrence.

The district decided to introduce this actual expense type insurance to establish a systematic measure that can stably compensate residents in case they suffer damage from disasters and safety accidents that may occur in daily life.

Unlike the previously implemented fixed amount coverage for death and permanent disability, it is expected that more residents will benefit through coverage of injury medical expenses.

Injury medical expenses or funeral expenses caused by various disasters or safety accidents are covered up to a limit of 2 million KRW per person (with a deductible of 30,000 KRW per claim), and duplicate payments are possible regardless of whether the individual has personal indemnity insurance. However, accidents caused by traffic accidents, industrial accidents, bicycles and personal mobility devices, and other compensations handled through liability insurance or national support funds are excluded from coverage.

Yudonggyun, Mayor of Mapo-gu, said, “We have been operating the ‘Resident Safety Insurance’ since 2019 to establish a systematic framework to protect and support residents exposed to various disasters and safety accidents,” and added, “We will strive to expand the scope of support so that more residents can enjoy compensation benefits in the future.”

This content was produced with the assistance of AI translation services.