Optimal Jeonse Loan Product Recommendation Tailored to Me with Smart Product Recommendations

Hana Bank "Check Jeonse Loan Limits and Apply Without Documents or Visits at Once" View original image


[Asia Economy Reporter Kim Hyo-jin] Hana Bank announced on the 13th that it will introduce the 'Hana One Q Jeonse Loan Limit Inquiry Service,' which allows customers to simply and quickly check their loan limits and interest rates anywhere within 5 minutes, focusing on customer experience, on the new Hana One Q platform.


This service enables salaried workers with more than one year of employment to check their loan limits anytime from 8 a.m. to 10 p.m. through the Hana One Q application (app) anywhere, even before signing a Jeonse contract, as long as they have a mobile phone registered in their name and a public certificate.


Through smart product recommendations, customers can compare and apply for loans by receiving suggestions for 'One Q Housing Credit Guarantee Jeonse Loan,' 'One Q Newlywed Jeonse Loan,' 'One Q Multiple Children Jeonse Loan,' 'One Q Prime Housing Jeonse Loan,' and other Jeonse loans from Korea Housing Finance Corporation and Seoul Guarantee Insurance, offering low interest rates and high limits up to 500 million KRW tailored to their needs.


In particular, without visiting a branch or submitting documents, customers can receive recommendations for the optimal Jeonse loan product suited to them and apply for and execute the loan within 5 minutes via mobile, even on weekends, all through a one-stop process.


To commemorate the launch of the Jeonse loan limit inquiry service on the new Hana One Q, Hana Bank will give a Starbucks Americano gift card to the first 5,000 customers who use the limit inquiry service and have a loan limit calculated at 1 KRW or more. Additionally, customers who execute loans of 50 million KRW or more will receive 20,000 Hana Money points in an event running until the end of December.



A representative from Hana Bank's Future Finance Strategy Department stated, “The loan limit inquiry service provided on the new Hana One Q allows limit inquiries not only for Jeonse loans but also for unsecured loans. In December, an apartment mortgage loan will also be launched, providing customers with a full lineup of 'mobile loan limit inquiry' services.”


This content was produced with the assistance of AI translation services.

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