DB Insurance Launches 'Health Insurance from Prevention to Rehabilitation'... Industry's First to Support Testing Costs for 3 Major Diseases

Celebrating 10 Million Customers: Launch of a Total Coverage Product for Early Screening, Treatment, and Rehabilitation
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[Asia Economy Reporter Oh Hyung-gil] DB Insurance announced on the 3rd that it has launched the 'Health Insurance from Prevention to Rehabilitation' to commemorate having 10 million customers.

This product is the industry's first insurance that provides coverage for prevention, including examination costs and early symptom diagnosis related to the three major diseases (cancer, heart disease, cerebrovascular disease), as well as support for rehabilitation programs after treatment.

The three major diseases are severe illnesses ranking 1st, 2nd, and 4th among causes of death in South Korea, with high medical expenses that can make treatment difficult when they occur. DB Insurance developed the industry's first examination support costs covering tests (CT, MRI, ultrasound, PET, EEG, cerebrospinal fluid, angiography) for these three major diseases, and hypertension treatment costs covering hypertension treatment as an early symptom of heart and cerebrovascular diseases, enabling customers to detect diseases early, prevent condition deterioration, and reduce treatment expenses.

Additionally, the coverage scope has been expanded to include new diagnosis fees for major cardiac inflammatory diseases that can be early symptoms of heart disease and brain injuries caused by external shocks, which were not previously covered. It also covers brain-heart related disabilities with brain-heart disability diagnosis fees and supports rehabilitation treatment with advanced technology through robot rehabilitation support costs, covering disabilities and rehabilitation treatment.

Along with these new coverage areas, a non-cancellable plan with fixed premiums is operated, allowing customers to subscribe at affordable premiums. The no-surrender plan, which does not pay surrender refunds if canceled during the insurance period, offers lower premiums compared to standard plans, making it advantageous for customers seeking economical premiums. Especially, when subscribed with a premium waiver option, if diagnosed with any of the three major diseases during the insurance period, the premiums are waived, maximizing the economic benefits of the insurance. Subscription is available from age 15 to 70, with coverage up to age 100. The coverage period can be chosen by the customer as 10, 20, or 30 years renewable term, or until age 90 or 100.

A DB Insurance official stated, “The Health Insurance from Prevention to Rehabilitation was developed to fully meet the diverse needs of customers related to the three major diseases of cancer, heart disease, and cerebrovascular disease, and it has the industry's best product competitiveness.”

Meanwhile, as of last September, DB Insurance had 9.89 million customers and is expected to surpass 10 million customers this month. This means one in five Koreans is a customer of DB Insurance.

This content was produced with the assistance of AI translation services.