Hana Bank Launches 'Hana OneQ Guarantee Foundation Loan' with Seoul Credit Guarantee Foundation

Establishment of Fully Non-Face-to-Face Process from Guarantee Application to Loan Execution
No Documents! No Visits! Financial Support OK!
300 Billion KRW Non-Face-to-Face Exclusive Guarantee Limit Enables Rapid Guarantee Issuance
Securing Guarantee Review Stability through Location-Based On-Site Inspection Process Implementation

[Asia Economy Reporter Kangwook Cho] Hana Bank announced on the 31st that it has expanded the 'Hana One Q Guarantee Foundation Loan' service, which implements the entire process of guarantee certificate loans for small business owners through a mobile non-face-to-face process, from Gyeonggi Credit Guarantee Foundation to Seoul Credit Guarantee Foundation.

Hana Bank provided 30 billion KRW worth of mobile-exclusive guarantee funds to the Seoul Credit Guarantee Foundation through a special contribution to help small business owners overcome difficulties caused by the novel coronavirus disease (COVID-19).

Loan applications can be made through the 'Hana One Q Enterprise' application (app), allowing all processes from guarantee application to loan execution to be conducted non-face-to-face, eliminating the need to visit the bank or foundation in person for guarantee certificate loans and the need to obtain loan-related documents offline.

Additionally, guarantee applications submitted non-face-to-face can receive guarantee certificates faster than those submitted in person, and financial support linked to policy funds such as the Seoul City Interest Subsidy Loan is also provided.

In particular, Hana Bank introduced the 'location-based on-site inspection process,' currently under patent application, to block the possibility of fraud during the loan screening process and to strengthen operational support for stable guarantee screening.

A Hana Bank official said, "We hope that the Hana One Q Guarantee Foundation Loan service will become a new turning point for quick and safe non-face-to-face financial support for small business owners."

Hana Bank plans to expand the target regions for the Hana One Q Guarantee Foundation Loan through consultations with regional foundations in the future and aims to expand innovative untact financial services for small business owners in line with social changes.

This content was produced with the assistance of AI translation services.