"Unconditional Refusal of Re-transfer Requests After Unknown Money Transfers"... Warning on Recruitment of Dapo Bank Accounts

[Asia Economy Reporter Kim Hyo-jin] "Our company secretly borrows bank accounts. Anyone can apply regardless of credit rating or region for short-term side jobs. We provide an advance payment of 3 million KRW upon completion of one transaction."

As illegal text messages recruiting for dapo accounts (fraudulent accounts) are rampant, the Financial Supervisory Service (FSS) issued a consumer alert (caution) on the 6th.

The FSS warned that cases of collecting and using dapo accounts through various new methods are increasing, and the risk of unknowingly becoming the account holder of a dapo account is growing, urging consumers to be cautious.

Be cautious of dapo account recruitment through job search sites as well. They approach through part-time job sites and, under the pretext of tax exemption benefits, ask to send money and then request re-deposit.

The FSS explained that if money is transferred without your knowledge and you receive a call from an unknown phone number asking for re-transfer or cash withdrawal and delivery, you should immediately refuse and report the mistaken remittance to the remitting bank.

Also, if your ID copy or bank account number is requested before your employment is confirmed, or if you are asked to lend or transfer your account or to transfer funds or withdraw cash through your own account, you should refuse unconditionally.

Transferring or lending your bank account to others is illegal under any circumstances. If you suspect personal information leakage, you can use the FSS Financial Consumer Information Portal "Fine"’s "Personal Information Exposure Accident Prevention System."

The FSS emphasized, "If you become the account holder of a dapo account, not only will you face significant inconvenience in financial transactions, but you may also be subject to criminal penalties."

This content was produced with the assistance of AI translation services.