DGB Daegu Bank Launches Easy Non-Face-to-Face Inquiry 'Todak Todak Low-Income & Mid-Interest Loans'

[Asia Economy Reporter Kim Hyo-jin] DGB Daegu Bank announced on the 23rd that it has launched ‘Todak Todak Seomin & Junggeumri Daechul,’ a service that allows South Korean office workers to check the limits of both low-income loans and mid-interest loans at once.

This service is a renewed package that enables fully automated use without staff connection on the IM Bank application (app) for the already available DGB Sae Hope Holssi Loan II product and DGB Smart Ddan Ddan Mid-Interest Loan.

It is possible to check the limit even without a DGB Daegu Bank account, and quick limit inquiry and customized product selection for the two loan products are available with only mobile phone identity verification. After loan approval, customers with a DGB Daegu Bank account can use the service immediately, and those without an account can open one to use it.

Anyone who is a wage earner employed at their current workplace for more than three months and can submit documents automatically is eligible to apply. The loan limit is applied differentially according to the loan screening grade within the range of 30 million KRW for Sae Hope Holssi and 40 million KRW for mid-interest loans. The loan interest rates are a minimum of 4.30% per annum for Sae Hope Holssi and 4.76% per annum for mid-interest loans (as of the 16th).

Applications can be made through the DGB Daegu Bank IM Bank app or mobile web, and loans can be applied for and contracted easily and quickly through automated document submission (scraping) via a certified certificate without visiting the bank or submitting separate documents.

This content was produced with the assistance of AI translation services.