BNK Busan Bank Ranks First in IRP Return Rates Among Financial Institutions
30.32% Return Achieved in Non-Principal-Guaranteed IRP Sector
"Product Competitiveness and Digital Asset Management Services Drive Performance"
BNK Busan Bank has achieved the highest rate of return among financial institutions in the non-principal-guaranteed Individual Retirement Pension (IRP) sector.
According to Busan Bank (CEO Kim Seongju), as of the first quarter of 2026, it recorded a non-principal-guaranteed IRP return rate of 30.32%, ranking first among financial institutions with pension reserves of over 10 billion won, the bank announced on April 22.
According to the financial sector, Busan Bank also ranked first among banks in the principal-guaranteed return rates for both Defined Benefit (DB) and Defined Contribution (DC) IRP products. The bank is being recognized for its solid performance across both principal-guaranteed and non-guaranteed pension products.
Busan Bank attributed this achievement to strengthening product competitiveness and expanding its asset management services. The bank stated that it rigorously selects and offers funds and ETFs, and has now built a lineup of around 160 ETFs to broaden investment options for customers.
The bank has also enhanced its pension management features based on mobile banking. Through the 'Pension Coach' service, customers can easily compare and analyze return rates and access investment information.
From an organizational perspective, the bank has reinforced its pension business division and expanded its marketing capabilities, reorganizing its response system. These measures are aimed at proactively responding to the growing demand for pension investments.
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Choi Jaeyoung, Head of WM/Pension Group, stated, "The continuous advancement of our products and services has led to improved returns," adding, "We will continue to expand differentiated services to support stable asset growth for our pension customers."
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