KB OnGukmin TDF 2055 Tops 2-, 3-, and 5-Year Returns

KB Asset Management's "KB OnGukmin TDF 2055(UH)" is drawing attention in the target date fund (TDF) market due to its outstanding mid- to long-term performance. Given that TDFs utilize a life-cycle-based asset allocation strategy, mid- to long-term results are a key criterion for investors when selecting products.

According to fund evaluation firm FnGuide on December 9, the two-year, three-year, and five-year returns of "KB OnGukmin TDF 2055(UH)" were 53.02%, 74.64%, and 107.43%, respectively, ranking first among all TDFs managed by domestic firms during the same periods.

Launched in 2017, "KB OnGukmin TDF" is an index fund that automatically adjusts its portfolio according to the investor's life cycle. With low fees and low volatility, it offers the potential for high compound returns over the long term.

Given that TDFs are commonly used as long-term investment products in pension accounts such as retirement pensions or personal pensions, the total fee-a core factor in product selection-remains low, ranging from 0.360% to 0.605% per year.

KB Asset Management not only operates the "KB OnGukmin TDF," which employs a passive management strategy for conservative investors, but also runs the "KB Dynamic TDF" series, which uses an active management strategy for more aggressive investors.

The "KB Dynamic TDF" series also boasts strong performance, with one-year returns across all vintages (2030, 2040, 2050, 2060) reaching around 15%. As a result, KB Asset Management's total TDF assets under management surpassed 2 trillion won last month (FnGuide, as of December 8).

Beom Gwangjin, Head of Pension WM Division at KB Asset Management, stated, "'KB OnGukmin TDF 2055(UH)' achieving the top mid- to long-term returns is the result of a research-based management system and stable operational capabilities. We will continue to do our best to ensure that investors can achieve both stable income and capital gains through KB TDFs."

Meanwhile, KB Asset Management also manages the "RISE TDF Active ETF" series, which applies its TDF management expertise to exchange-traded funds (ETFs). By utilizing the "RISE TDF Active ETF" series, investors can pursue efficient long-term compounding effects with one of the lowest total fees in Korea (0.01% per year).

This content was produced with the assistance of AI translation services.