Mirae Asset Securities Holds Final Individual Investment Treasury Bond Subscription of the Year... Total Issuance Reaches 1.8 Trillion Won

Mirae Asset Securities, the exclusive sales agent for the "Individual Investment Treasury Bonds"-a savings product guaranteed by the South Korean government-announced on November 11 that it will hold the final subscription round of the year.

This subscription period runs for five business days, excluding public holidays, from November 11 to November 17. Investors can apply at Mirae Asset Securities branches nationwide or via the M-STOCK mobile trading system, between 9 a.m. and 4 p.m. on business days.

The total planned issuance amount remains unchanged from the previous month at 140 billion won. The breakdown by maturity is as follows: 90 billion won for the 5-year bond, 40 billion won for the 10-year bond, and 10 billion won for the 20-year bond.

The additional interest rates applied for holding to maturity are 0.295% for the 5-year bond, 0.500% for the 10-year bond, and 0.555% for the 20-year bond. The pre-tax yield at maturity remains the same as last month: 16.08% (annual 3.21%) for the 5-year bond, 39.47% (annual 3.94%) for the 10-year bond, and 98.9% (annual 4.94%) for the 20-year bond.

Since its launch in June 2024, total issuance of Individual Investment Treasury Bonds has reached 1.825 trillion won. With steady monthly issuance of around 110 billion won, this product has established itself as a practical alternative that offers both stability and profitability, even amid financial market uncertainty and declining interest rates. Notably, the 5-year bond, introduced in March this year, recorded oversubscription for four consecutive months, with continued oversubscription in August and September, demonstrating strong interest from individual investors.

Individual Investment Treasury Bonds are savings products issued by the government specifically for individual investors, offering a high level of security due to their sovereign backing. If held to maturity, interest is paid on a compound basis, combining the base and additional interest rates. Tax benefits are available through separate taxation on investments up to 200 million won. Other advantages include the ability to invest small amounts starting from 100,000 won and no transaction fees. Early redemption is allowed after one year (from the 13th month after issuance). However, in the case of early redemption, only interest based on the base rate is paid, and compound interest and separate taxation benefits do not apply.

A Mirae Asset Securities representative stated, "As market volatility increases, it is important to build a stable investment portfolio. Investing in Individual Investment Treasury Bonds provides various benefits, including stability, relatively high yields through additional interest and compound structure when held to maturity, and separate taxation. As the exclusive sales agent, Mirae Asset Securities is committed to providing smooth service and ensuring that more people can conveniently access this product."