Hyundai Card Records 2.8 Trillion Won in Overseas Credit Spending This Year, Tops Market for 28 Consecutive Months

"Providing Security Services Against Card Theft and Duplication"

Hyundai Card announced on October 1 that its cumulative overseas personal credit card spending from January to last month reached 2.84 trillion won. Hyundai Card has ranked first in overseas card spending for 28 consecutive months, from May 2023 to August 2025.

'Hyundai Card Overseas Mode' Featuring Global Specialized Services. Hyundai Card

A Hyundai Card representative stated, "A variety of overseas services tailored to members' lifestyles enhance the quality of travel experiences and contribute to increased overseas spending. Not only is there high payment convenience represented by Apple Pay, but newly launched services such as 'Overseas Mode' and 'Travel Concierge Service' are also receiving positive feedback."

Overseas Mode provides customized features in 206 countries based on the time zone information of the user's mobile phone. Users can easily check weather and exchange rate information, as well as use a currency converter. In addition to Hyundai Card, benefits from global brands such as Visa and American Express are also available immediately.

Hyundai Card's 'Travel Desk' is another highly useful service for travelers. Recently, 'Hotel Benefit', which offers special perks such as complimentary breakfast and credits for worldwide hotel and resort bookings, and 'Overseas Golf Service', which allows real-time reservations at international golf courses, have been added. Within just one year of launching, these services have been used 17,000 times cumulatively.

Region-specific partnership benefits favored by Korean consumers are also available. Through Hyundai Card's Japan partnership services, cardholders can enjoy benefits at Tsutaya, a futuristic bookstore and cultural complex, as well as shopping destinations such as Bic Camera, Hankyu Hanshin Department Store, Roppongi Hills Observatory, The National Art Center Tokyo, and The National Museum of Western Art, simply by using their Hyundai Card.

The 'Line Pay Payment' service for travelers to Taiwan allows users to make payments with their existing domestic applications and cards, without the need to sign up for a separate local service.

Apple Pay also offers a high level of payment convenience. Apple Pay has been introduced in over 80 countries, and it is increasingly used for public transportation during overseas travel.

In the United States, the Metropolitan Transportation Authority (MTA) in New York, Transport for London in the United Kingdom, and Transport for New South Wales in Australia all accept payments made with Hyundai Card registered on Apple Pay. In Japan, users can register Suica and Pasmo transportation prepaid cards in Apple Wallet and recharge them with Hyundai Card. Similarly, in France, the Navigo card can be registered and recharged in the same way.

Hyundai Card emphasized that it has strengthened security against fraudulent use, such as card theft or duplication, above all else.

According to the Financial Supervisory Service, the total amount of overseas card fraud damage last year was 3.15 billion won. Of this, 2.79 billion won was due to theft or loss, and 360 million won was due to card forgery or alteration. Financial regulators recommend using the 'Overseas Usage Safety Setting Service', which allows users to pre-set countries, limits, and periods for card usage before traveling abroad.

To minimize consumer concerns, Hyundai Card provides a variety of app-based security services. Notably, 'Lock & Limit' allows users to directly set payment limits and usage locations, while the 'Virtual Card Number' service enables payments without exposing the actual card number. Hyundai Card explained that it was the first in the industry to introduce these services in 2015, and they have since become industry standards.

'Lock & Limit' consists of a 'Lock' function, which can restrict overseas offline payments, online payments, and cash advances, and a 'Limit' function, which allows users to set per-transaction and daily payment amounts. These settings can be flexibly adjusted according to travel plans and spending needs. The Virtual Card Number service allows payments to be made using a temporary virtual number issued by the app instead of the actual card number, reducing the risk of information leakage.

Apple Pay also boasts strong payment security overseas. Since it operates on an EMV contactless basis, it does not store card information during payment. Payment is approved using a one-time password generated by a secure chip within the device, which fundamentally prevents card information from being leaked.

A Hyundai Card representative stated, "Hyundai Card's services, which help members use their cards safely and conveniently even in unfamiliar travel destinations, are becoming essential items for overseas travel. We will continue to expand Hyundai Card's unique and differentiated services to further enhance the excitement and peace of mind that come with travel."

This content was produced with the assistance of AI translation services.