Toss Launches 'My Credit Score Report' Service in Partnership with KCB

Check Recent Loan Repayments, Credit Card Spending, and More

Viva Republica, the operator of Toss, announced on the 12th that it has launched the 'My Credit Score Report' service.

My Credit Score Report. Toss

The service will operate under an exclusive contract with Korea Credit Bureau (KCB) until the end of the year. Toss analyzes KCB's credit scores and basic data to visually present the key factors affecting a user's score.

According to Toss, this is the first service in Korea to provide a free report analyzing the factors behind a credit score, going beyond simply checking the score itself.

Users can view up to six factors at a glance: three that have had a positive impact on their credit score and three that have had a negative impact.

In addition, notifications are sent to users so they can immediately identify the reasons whenever their credit score rises or falls.

If users link their MyData, they can access additional information such as recent loan repayment amounts, credit card spending, and the duration of check card usage. The additional information includes recent loan repayment amounts, credit card spending, check card usage period, and the length of credit transactions.

A Toss representative stated, "We launched this service to help users better understand and systematically manage their credit scores," adding, "We plan to continue expanding credit management services that provide tangible benefits for users' financial lives."