Korea Investment & Securities Expands AI-Based Retirement Pension 'Robo-Advisor' Products

On June 2, Korea Investment & Securities announced that it will launch a robo-advisor (RA) discretionary management service for retirement pensions using artificial intelligence (AI) technology, in collaboration with UpRise Investment Advisory, starting from June 9.

This service, designated as an innovative financial service by the Financial Services Commission in December 2024, expands the product lineup to reflect a wider range of customer investment preferences and needs, following the launch of December & Company's 'Robo-Advisor' in April 2025. The service is offered on a per-contract basis for each individual IRP account, within an annual limit of 9 million KRW. Customers can easily subscribe 24/7 through a non-face-to-face process.

UpRise Investment Advisory is responsible for the discretionary management through the robo-advisor. The products have been verified through the Koscom testbed, and performance information is also disclosed. Six RA algorithm products will be offered initially, with plans to continuously expand the lineup in the future.

Kim Sunshil, Head of Retirement Pension Division at Korea Investment & Securities, stated, "To help our customers manage their valuable pension assets more safely and efficiently, we will introduce additional services at the end of June through collaboration with Korea Investment Trust Management, alongside the expansion of our robo-advisor service." She added, "We will continue to leverage our digital capabilities to expand differentiated pension services and actively support the growth of our customers' retirement assets."

This content was produced with the assistance of AI translation services.