Kiwoom Asset Management Launches 'Kiwoom Kiwo Dream TDF 2055 Series'

Kiwoom Asset Management announced on the 30th that it has newly launched the "Kiwoom Keywordream TDF 2055" series. Target Date Funds (TDF) are products that appropriately diversify the proportions of risky assets such as stocks and safe assets such as bonds according to the retirement timeline.

On this day, Kiwoom Asset Management stated, "This product was prepared for the MZ generation, who are emerging as key players in the recent financial market, to prepare for their retirement." They added, "Since the MZ generation values financial management and retirement funds more than any other generation, we provide a special investment solution tailored to the life cycle through our self-developed glide path model."

Kiwoom Asset Management has been managing TDFs since the early stages of the domestic TDF market in 2017. The "Kiwoom Keywordream TDF" series has been operated as six products divided into vintages every five years from 2025 to 2050, and now the lineup has been expanded to include the TDF 2055 vintage. The number attached to the TDF product, called the vintage, indicates the target retirement date.

Since TDF 2055 is a product for long-term investment of more than 30 years, investors' focus is on minimizing investment costs. When the returns are the same for long-term investments, differences in fees can cause significant differences in accumulated funds. The "Kiwoom Keywordream TDF" pursues cost-minimizing management by mainly employing a passive investment strategy using global ETFs and index funds. This is expected to greatly contribute to long-term performance through the cumulative effect of reducing costs in the "TDF 2055" series.

It is also important to defend against long-term inflation. The "Kiwoom Keywordream TDF" selects and invests in ETFs judged to be the best by region and asset class worldwide through a self-developed model. It actively defends against inflation risk by investing not only in stocks and bonds but also in real assets and alternative assets such as commodities, infrastructure, inflation-linked bonds, and REITs. When investing overseas, it seeks to minimize risks from exchange rate declines by utilizing currency hedging strategies.

For individual retirement pension (IRP) accounts preparing for retirement, only up to 70% can be invested in risky assets, but the "Kiwoom Keywordream TDF 2055," selected as a qualified TDF, can invest up to 100% even with a high stock ratio, making it an excellent investment alternative for investors with an aggressive investment tendency.

This content was produced with the assistance of AI translation services.