BNK Gyeongnam Bank Sells 'Ddaddeuthan Haetsallon Bank' on Toss App

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BNK Gyeongnam Bank announced on the 25th that it is selling the ‘Ddaddeuthan Haetsallon Bank’ through the loan comparison service provided by Toss.

With this sale, Toss app users can compare interest rates and limits of loan products from financial institutions by simply entering income information without submitting separate documents, enabling them to use BNK Gyeongnam Bank’s Ddaddeuthan Haetsallon Bank.

Ddaddeuthan Haetsallon Bank is a bridging financial product designed to help low-credit, low-income individuals who have used policy-based financial products for the underprivileged to settle in the banking sector by improving their debt or credit rating.

The target customers are wage earners and business income earners who have been employed or running a business for more than three months and can prove their income through non-face-to-face electronic methods (scraping, public MyData, etc.).

The repayment method is a 3-year or 5-year installment repayment plan (equal principal and interest payments), and if a grace period is desired, a one-year grace period is available.

The loan limit ranges from a minimum of 5 million KRW to a maximum of 20 million KRW, and it has been temporarily increased to a maximum of 25 million KRW until the end of this year.

Lee Juhyung, Executive Director of the Digital Finance Headquarters, said, “After launching the policy-based financial product Ddaddeuthan Haetsallon Bank on BNK Gyeongnam Bank’s mobile banking last month, we have now started selling it through Toss’s loan comparison service. We hope for much interest as the sale of Ddaddeuthan Haetsallon Bank has been expanded to Toss users as well.”

Meanwhile, in Toss’s loan comparison service, not only BNK Gyeongnam Bank’s Ddaddeuthan Haetsallon Bank but also BNK Mobile Credit Loan and BNK Mobile Credit Loan Plus are available.

This content was produced with the assistance of AI translation services.