Kim Gura: "I Pay Health Insurance Premiums Equivalent to a Business Owner... 4.4 Million KRW Monthly"

Annual income must exceed 661.99 million KRW for the cap
Salaried workers need to earn over 110 million KRW per month

Broadcaster Kim Gura revealed that he pays more than 4 million KRW per month in health insurance premiums, drawing attention. The exact amount is 4,412,290 KRW, which is the maximum limit.

On the 28th, Kim Gura released collaborative content with the National Health Insurance Service on his YouTube channel ‘GuraCheol.’ The content mainly addressed questions about health insurance premiums.

Broadcaster Kim Gura
[Photo by JTBC from 'Ssulzun' capture]

In the video, Kim Gura stated, “I pay 3,911,280 KRW for health insurance and 501,010 KRW for long-term care insurance for the elderly, totaling 4,412,681 KRW monthly in premiums,” and asked, “My friend Yeom Kyunghwan also pays about 4.4 million KRW. I have a lot of assets and high income. Is there a maximum limit on the insurance premium?”

A representative from the National Health Insurance Service said, “There is a maximum limit on health insurance premiums. In Mr. Kim Gura’s case, he is paying the maximum amount for both health insurance and long-term care insurance for the elderly.”

For regional subscribers, if the annual income exceeds 661.99 million KRW, they must pay the maximum premium. Even if one has more assets or higher income, the amount charged will not exceed 4,412,290 KRW.

For workplace subscribers, since employees and companies share the premium equally, the maximum limit is 7,822,560 KRW. If the monthly salary exceeds 110 million KRW, the maximum premium must be paid. As of January 2023, only 3,326 workplace subscribers pay the maximum premium.

However, if income other than salary is high, additional charges may apply.

An employee explained the benefits of paying health insurance premiums, saying, “The total premiums charged to the public amounted to 69 trillion KRW. We understand that the total annual insurance benefits received are about 76 trillion KRW,” indicating that the benefits received are approximately 110% compared to the premiums paid.

According to the Ministry of Health and Welfare’s ‘Notice on the Upper and Lower Limits of Monthly Health Insurance Premiums,’ the lower limit of health insurance premiums this year is 19,780 KRW.

This content was produced with the assistance of AI translation services.