Choose Only the Coverage You Need... Samsung Life Launches 'Da(Mo-eun) Health Insurance'

Relatively Affordable Insurance Premiums

Samsung Life Insurance has launched a health insurance product that allows customers to directly select and design only the coverage they need.

Samsung Life announced that it will start selling this 'Da(Many)moeun Health Insurance' from the 14th.

This product features comprehensive coverage for various diseases by utilizing the main insurance and various riders. The main insurance covers general death starting from a minimum of 1 million KRW. The product is designed to reduce the premium burden by lowering the main insurance subscription amount while allowing free selection of various riders.

To enable detailed design, it includes 135 riders, the highest number among existing Samsung Life products. Customers can choose desired coverage such as protection against the three major diseases?cancer, cerebrovascular disease, and ischemic heart disease?as well as coverage for surgeries and treatments for various diseases, and protection against injuries from accidents, fractures, and car accidents closely related to daily life. Newly added riders include support for small-amount disease diagnosis insurance premiums and coverage for surgeries related to 153 major diseases.

Samsung Life explained that this also secures premium competitiveness. For those who subscribe to the 'Non-renewable riders (excluding some riders)1,' the contract reserve amount is not paid upon death, but the product is relatively affordable compared to other Samsung Life health products with the same coverage standards.

For customers in good health, a ‘Good Health Declaration’ system is operated that does not require a separate diagnosis. If the body mass index and smoking status are accurately declared without a separate diagnosis and meet the good health declaration criteria, premiums are discounted.

The subscription age ranges from 15 to 70 years old. The payment period can be selected from 10, 15, 20, or 30 years.

This content was produced with the assistance of AI translation services.